job description - Loan Officer
Responsibilities
- Evaluate creditworthiness and process loan applications and documentation within specified time limits.
- Maintain and update account records.
- Access customer needs and introduce suitable product offerings in line with the identified needs.
- Complete loan contracts and educate clients on applicable terms and conditions.
- Ensure timely repayment of disbursed loan and maintaining quality loan portfolio.
- Operate in compliance with laws and regulation guiding Microfinance institutions.
Qualifications
- HND / BSc from a reputable institution.
- 24 to 35 years of age
- Proven working experience as a Loan Officer in a Microfinance institution, Finance house or any related experience.
- Sales/marketing skills
- Analytical and Organizational skills
- Customer-centric and service-oriented.
- Resilient and Goal driven
- Self-motivated and ability to work with little or no supervision.
- Strong ethical behavior and compliance with rules and regulations guiding Microfinance institutions.
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About the company
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Unilag Microfinance Bank was duly registered in April 2020 with the Corporate Affairs Commission (CAC) and was licensed by the Central Bank of Nigeria to operate as a microfinance bank in Feb. 2021.
