job description - Loan Officer
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- ?perate in compliance with laws and regulations and adhere to lending compliance guidelines.
Requirements
- A Smart NCE / OND / HND / B.Sc Holder in any discipline.
Skills:
- Computer savy.
- Must possess a Smart phone.
- Communication /marketing skills
- Problem solving skill
- Ability to pay attention to detail
- Ability to multi task.
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