Financial Risk AnalystCentre For Research in Enterprise and Action in Management (CREM)

• As a Financial Risk Analyst, you will play a pivotal role in ensuring the stability and sustainability of our microfinance operations. This position offers an exciting opportunity to work in a dynamic sector, making a meaningful difference in the lives of our clients and communities.

Key Responsibilities

• Analyzing financial metrics such as capital adequacy, liquidity ratios, and profitability metrics every month to identify potential risk
• Developing and maintaining detailed financial risk models, stress scenarios, and methodologies to evaluate the effectiveness of risk management strategies.
• Developing and maintaining policies, procedures, and government frameworks for managing financial risks.
• Conducting comprehensive risk assessments to identify credit, market, and operational risks associated with microfinance activities.
• Analyzing financial statements, credit reports, and other relevant data to evaluate the creditworthiness of microfinance clients.
• Collaborate with cross-functional teams to develop and implement risk management strategies for microfinance products.
• Stay abreast of regulatory changes in the microfinance industry and ensure compliance with relevant standards.
• Preparing financial risk reports for senior management.

Qualifications

• Bachelor's Degree in Finance, Economics, or a related field. Professional certification is advantageous.
• Minimum of 5 years of experience in financial risk analysis, preferably within the Microfinance sector.
• In-depth understanding of microfinance products, credit assessment, and risk modeling.
• Knowledge of financial risk management practices applicable to the Microfinance sector
• A good understanding of regulatory requirements relating to financial risk management.
• Strong analytical skills and proficiency in risk management tools and methodologies.
• Effective communication skills, with the ability to convey complex information to various stakeholders.