job description - Field Loan Recovery Officer
- Recover bad debts from debtors who show unwillingness to pay back the loan taken.
- Conduct regular review and visits to clients with outstanding loan portfolios at risk.
- Daily review of all the outstanding and overdue loan clients.
- Make regular reports and suggestions to the bank on actions required to protect its fund from bad loan clients.
- Recovery of classified loans.
- Initiates process to prosecute hard core debtors in line with guiding bank policy,
- Negotiate work out plans with willing debtors.
- Liaise with branches to manage and monitor non – performing loans.
- Any other responsibilities that may be assigned by the immediate supervisor.
Requirements
- Candidates should possess an HND or B.Sc Degree
- Excellent communication skills
- Minimum of 3 years in similar role and track records of target achieved
- Good analytical and negotiation skills with experience
- Great planning and multitasking skills to ensure delivery of excellent jobs
- Exceptional interpersonal skills, listening skills and ability to communicate and negotiate with debtors
- Articulate and result oriented
- High level of integrity
- Ability to keep records and be a great team player
- Must possess strong methodical approach to complete the assigned task
- Accurate, organized and motivated
- Previous loan recovery experience
- Must be flexible to move around locations.
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About the company
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We are a technology-driven financial services company focused on empowering low-income entrepreneurs across Africa. We seek to provide them with opportunities to grow their businesses.
